Publications from leading authorities

CUNA - 02/2023 - Current Expected Credit Losses And Loan Profitability

CNN - 02/2023 - Are we on the brink of a corporate credit crisis?

DEBANKED - 02/2023 - Examining the Charge Off Rates on PayPal’s Business Loans

WSJ - 02/2023 - More Auto Payments Are Late, Exposing Cracks in Consumer Credit

DEBANKED - 01/2023 - White House Reiterates Support for Lifting the SBLC Moratorium

WSJ - 01/2023 - Banks Brace for More Consumers to Fall Behind on Their Loans

WSJ - 01/2023 - Ally Is Racing to Outrun Auto-Loan Losses

WSJ - 01/2023 - Banks Brace for More Consumers to Fall Behind on Their Loans

WSJ - 01/2023 - Goldman Sachs Lost $3 Billion on Consumer Lending Push

WSJ - 12/2022 - Auto-Loan Interest Rates Are Skyrocketing. No One Told Credit Unions.

WSJ - 10/2022 - Credit-Card Debt Returns to Levels Before Covid-19 Pandemic

WSJ - 07/2022 - Banks Get Burned by Risky Debt, Imperiling Buyout Activity

WSJ - 05/2022 - More Subprime Borrowers Are Missing Loan Payments

WSJ - 04/2022 - Investors Turn Cautious on Consumer Debt

NCUA - 02/2021 Interagency Policy Statement on the Allowance for Loan and Lease Losses

NAFCU - 08/2020 - Charged Off Loans and Interest

WSJ - 07/2020 - ‘This Is Not a Normal Recession’: Banks Ready for Wave of Coronavirus Defaults

WSJ - 06/2020 - ‘Flying Blind Into a Credit Storm’: Widespread Deferrals Mean Banks Can’t Tell Who’s Creditworthy

NCUA - 08/2014 - Consumer Debt Sales: Risk Management Guidance

NCUA - 01/2003 - Loan Charge-off Guidance