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Do you want to take charge of your financial future?
Laurel Wreath Acquisitions is Proud to support and be a member of the following organizations:
Middlesex Chamber Of Commerce
Member Since 2021
Credit Union League of Connecticut
Member Since 2022
Connecticut Bankers Association
Member Since 2023
Benevolent and Protective Order of Elks
Member Since 2017
NEACH
Member Since 2023
Investing in Our Community
We are proud to support our community in a myriad of ways. Below you will see a list of events we have been apart of!
Westbrook High School Financial Series, February 2025: Delivered Part 3 of our financial literacy series to the Senior Class of 2025, empowering students with practical money management skills.
Old Saybrook Car Show, June 2024: Supported automotive enthusiasts by assisting with event setup and engaging with the community at this vibrant car show.
Morgan High School Financial Class, March 2024: Returned to educate another group of students on effective financial management and budgeting techniques.
Westbrook High School Financial Series, December 2023: Presented a two-part financial literacy series to the Senior Class of 2023, fostering smarter financial decision-making.
Morgan High School Financial Classes, October 2023: Taught four classes on the importance of budgeting and navigating real-world financial challenges.
Old Saybrook Arts and Crafts Festival, September 2023: Assisted over 150 New England vendors with setup, contributing to a successful and creative community event.
Cruise Night on Main (Middlesex Chamber of Commerce), June 2023: Served on the committee, helping organize and celebrate a memorable evening of classic cars. Thank you, Joe!
Wampanoag Country Club CULCT Event, June 2023: Enjoyed a sunny day with colleagues and friends, supporting a great cause. Kudos to Dave for outstanding coordination.
Old Saybrook Classic Car Show, June 2023: Sold raffle tickets, helped with cleanup, and admired classic vehicles at this lively Chamber of Commerce event.
Rotary Beach Cleanup at Harvey’s Beach, May 2023: Braved the weather to help the Rotary Club clear trash from Harvey’s Beach, keeping our community clean.
Financial Reality Fair at Lewis S. Mills High School, April 2023: Educated students on financial responsibility, helping them prepare for real-world budgeting.
Financial Reality Fair at Central Connecticut State University, March 2023: Guided college students in mastering budgeting and making informed financial choices.
Wear Blue to Remember Run, January 2023: Proudly participated in the Student Veterans of America’s 2023 NatCon run to honor and remember veterans.
Wreaths Across America, December 2022: Honored veterans by laying wreaths at Westville Cemetery in New Haven with the James Hillhouse JROTC Cadets.
Abner Oakes III Veteran’s Road Race, November 2022: Represented VALOR and supported The Fisher House by running in this meaningful Hamden event. Thank you, Oakes family!
Financial Reality Fair at Killingly High School, May 2022: Collaborated with volunteers to teach students from Killingly and nearby towns about real-world financial management.
Our Mission
Our mission is to empower consumers with fair, flexible payment solutions that pave the way to financial stability. At Laurel Wreath Acquisitions, we deliver compassionate, professional, and compliant services, fostering mutually beneficial agreements that support our community and guide account holders toward financial independence.
Our Approach
At Laurel Wreath Acquisitions, we believe active listening is the foundation of success in building strong consumer and business relationships. Through thoughtful analysis and step-by-step guidance, we create tailored solutions for delinquent accounts, empowering businesses to overcome challenges and achieve their goals.
Compliance & Accountability
We understand the importance of protecting consumer information.
Security Protocols
Ensuring the safety and security of all the data we manage, LWA has security protocols, including but not limited to:
Supporting secure FTP transfer for all data transmission or the equivalent
Monitoring and recording all LWA entrances and exits are monitored and recorded 24/7 via a closed-circuit camera system
Requiring keypad access to all facilities
Establishing a strict on-site visitor protocol
Maintaining strict confidentiality policies and procedures and regular training
Establishing firewalls between each client’s data
Best Practices
To ensure the highest level of security and business continuity for our clients, LWA follows these important best practices:
Housing our data in an off-site data center
Maintaining a secondary, redundant data center for disaster recovery
Incremental data back-ups throughout the day
Full data back-ups daily
Housing backup storage off-site
Policies & Procedures
Our team upholds rigorous policies and procedures to ensure ethical collection practices and robust protection of client and consumer data. We regularly review these standards with our staff and stay ahead of industry changes through webinars, conferences, and regulatory insights, ensuring full compliance and trust.
Regulatory Compliance
Laurel Wreath Acquisitions maintains a robust compliance program, diligently adhering to federal and state regulations, including:
Fair Debt Collection Practices Act (FDCPA)
Fair Credit Reporting Act (FCRA)
Telephone Consumer Protection Act (TCPA)
Consumer Financial Protection Bureau (CFPB) guidelines We uphold stringent contract standards, comprehensive insurance requirements, and PCI compliance to ensure ethical practices and protect our clients and consumers.
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