FAQ

Who is Laurel Wreath Acquisitions, LLC?

Laurel Wreath Acquisitions, LLC is a licensed debt collection company.  We are a prominent purchaser of delinquent consumer receivables. Our cynosure is to work with consumers to resolve past due debt obligations and recover their financial prosperity.  

How can I make Payments on my Account?

We accept checks, money orders, and cashier checks.  Payments can be made online, over the phone or by mail.  For details about each available payment method, you can contact our office at (860) 200-8495 or visit the Payment page.

Where do I fill out the Payment Authorization form?  Click Here to learn more.

Where do I find my Bank Account and Routing Number?  Click Here to learn more.

What if I filed for bankruptcy?

Please mail documentation to Laurel Wreath Acquisitions, LLC and provide the case number and court in which your claim was filed, date filed and chapter.

What is your mailing address?

Laurel Wreath Acquisitions, LLC, P.O. Box 566, Old Saybrook, CT 06475

What are your Hours of Operation?

Monday - Friday 8am to 5pm ET

What happened to my original creditor?

Your original creditor may have sold your account. Laurel Wreath Acquisitions, LLC acquires debt from original creditors or may service existing debt. 

Does Laurel Wreath Acquisitions, LLC report to the credit bureaus?

We may report to the credit reporting agencies if we have acquired ownership of your account and if the account is within the permitted reporting period.

Why is someone other than Laurel Wreath Acquisitions, LLC trying to contact me about this debt?

Laurel Wreath Acquisitions, LLC utilizes third party collection agencies and other vendors to service some of the accounts we own. 

Are payment plans accepted?

Yes, Laurel Wreath Acquisitions, LLC accepts payment plans and works with our customers to customize payment arrangements that fit each budget.  We encourage our consumers to contact us so that we can tailor a payment plan to your budget.  You can learn about your payment options by contacting a Customer Service Specialist at (860) 200-8495.

What should I do if I am the victim of Identity Theft?

Please submit a Fraud Affidavit as soon as possible. Fraud claims are typically processed within 1-4 business days of the request. You will receive a written acknowledgment that your fraud claim has been received. We will respond within 30-days of receipt of the fraud claim with the outcome of the investigation. If we cannot locate your account, we may need to contact you.